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FHJ

Capital Connections for Fundable Real Estate Investment Deals.

FHJ Properties helps connect borrowers with private money, hard money, family office capital, small private lenders, and equity partnership options.

Underwriting First

For a deal to be fundable, the numbers must make sense.

FHJ Properties can provide a fast underwriting review between your initial seller call and your follow-up offer call — helping you determine a stronger MAO and position the deal for funding before you submit your offer. Most dispo problems start with bad acquisitions. When the entry is too high, buyers lose interest and funding falls apart.

Better underwriting leads to better closings.

Underwrite first. Offer second. Better underwriting leads to better closings.

Who This Page Is For

This page is for borrowers, investors, builders, contractors, developers, and real estate professionals seeking funding or equity partnership options for non-owner-occupied real estate investment projects.

Deal Types Supported

What FHJ Properties Can Help Fund.

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Fix & Flip Funding

Acquisition and renovation capital for investors improving and reselling investment properties.

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Fix & Hold / Rental Funding

Funding options for investors acquiring, improving, stabilizing, or refinancing rental properties.

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Bridge Loans

Short-term capital designed to help investors move quickly while preparing for resale, refinance, or stabilization.

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Ground-Up Construction

Funding connections for qualified non-owner-occupied construction projects with a clear budget, timeline, and exit plan.

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Commercial & Multifamily

Capital connections for commercial, mixed-use, multifamily, and other income-producing investment opportunities.

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Refinance & Jumbo Investment

Options for eligible investment properties when borrowers need longer-term or larger-balance loan solutions.

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Equity Partnerships

Select opportunities where private lending may be paired with or replaced by a negotiated equity participation structure.

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Atypical Deal Review

Review of select complex or nontraditional deals that may not fit standard lending boxes.

Why Private Money Works

Speed, Flexibility, and Creative Structure When Banks Can't Move.

Speed

Private lending can move faster than traditional financing when the loan package is complete.

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Flexibility

Some strong deals do not fit bank guidelines but may still be fundable through private capital.

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Collateral-Based Review

The property, equity, exit strategy, and overall deal strength carry significant weight.

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Creative Structure

Private capital can help solve timing, repair, refinance, or repositioning challenges.

Why private money works for real estate investors

Atypical Deals and Fast Closings.

Because FHJ Properties works with family office capital, small private lenders, hard money lenders, and private equity partners, we can review both traditional and atypical real estate investment deals. Some qualified transactions may close in as little as 48 hours once all required documentation has been submitted, reviewed, and approved.

Typical Loan Terms

What Terms May Look Like.

Rates

Starting around 7.5%, depending on lender guidelines and borrower qualifications

Origination fees

Starting at 2%

Fix & flip terms

Typically 6 to 24 months

Rental / buy-and-hold

Longer-term structures may be available, including 30-year options

Prepayment penalty

Often none, depending on lender and loan type

Loan size

Deal-driven — based on project, property, and capital source

All funding is subject to underwriting, lender approval, title review, property review, and final documentation. Terms vary by lender, borrower, property, and deal structure.

What Lenders Typically Need

A Complete Package Moves Faster.

A complete funding package helps lenders review a deal faster and with greater confidence. Incomplete files slow down underwriting — clean details on the borrower, property, scope, and exit strategy help lenders evaluate risk faster and issue terms with more confidence.

Download Funding Prep Checklist →
What Lenders Need — FHJ Properties funding prep checklist

Funding FAQ

Have questions about credit, timelines, documentation, private money, atypical deals, or what lenders review before approval?

View Funding FAQ →

Ready to Move Forward?

Submit Your Deal.

Bring the deal. FHJ Properties helps connect the money, the strategy, and the lending relationship to move it forward.

Apply for Funding

Submit Your Deal

Fill out this form and we'll reach out to discuss your deal and next steps. No cost to apply.

  • No cost to submit
  • All deal types reviewed
  • Response within 1 business day
📞 (608) 214-5567Or book a call →

Borrower Information

Enter 'Individual' if you don't yet have an EIN

Deal Information

Numbers

Experience & Exit Strategy

Additional Notes

Supporting Documents (optional)

Scope of work, comps, photos, purchase contract, rent roll, etc. help us move faster.
For now, please email documents to joanne@fhjpropertiesinvest.com with your name and property address in the subject line.

We typically follow up within 1 business day. No cost to apply.